How to Receive Compensation for a Lifting Injury Through Workers’ Comp
If you have a job that often requires that you lift heavy weights, you may be at a greater risk of suffering an injury as a result. In some cases, this might lead to a pulled muscle. However, in extreme cases, you may suffer from broken bones. Even if you are injured while engaged in work-related activities, you will want to seek help from a workers' compensation attorney if you run into any obstacles when applying for benefits.
Reasons Why Lifting Leads to an Injury
Your employer might have assigned you a task that required you to lift an object that was too heavy. You might have been asked to lift an object too frequently or for a prolonged period of time. Unsafe lifting practices can lead to injuries such as spine injuries, fractured vertebrae, disc injuries, and wrist and hand injuries.
After you have become injured, you will need to tell your employer as soon as possible and you will need to seek medical attention. However, even if you follow all the steps you are required to follow, you might find your workers' compensation claim denied.
Why Your Claim Might Be Denied
An insurance provider will do everything possible to deny a claim to avoid being forced to make a payout. However, insurance providers will also sometimes deny claims in bad faith. The insurance provider might argue that you are not as injured as you claim or that your injuries did not result from workplace activities.
How a Workers' Compensation Attorney Can Help
An attorney can investigate how your claim was handled to prove that the claim was denied in bad faith. The insurance provider might have failed to communicate with you adequately and may have failed to review your claim properly by following best practices for insurance adjusters.
An insurance adjuster must not ignore information that would support your case. Also, your employer, as the insured, also has a duty to cooperate. Otherwise, the provisions of the policy are null and void. A workers' compensation insurance provider can examine how the case is handled and may assist you in taking legal action to force the insurance provider to pay you.
Negotiations With the Insurance Adjuster
A workers' compensation lawyer will communicate with the insurance adjuster for the workers' compensation insurance provider on your behalf. By doing so, you will be better able to receive your regular payouts or settle for a lump sum.